Element Finance has built a 4.9-star reputation (50 reviews) on consistent, hands-on support for first-time buyers and repeat clients across Perth and Fremantle. Reviewers credit the team with navigating complex applications, cutting stress during tight timelines, and actively working to reduce rates after settlement.
Based on limited recent reviews, so treat this as low-confidence.
All 5-star reviews over five years show consistent praise for attentive, transparent service. Team members simplify complex finance, respond promptly, and build ongoing relationships across multiple loans and refinances.
First-home buyers consistently report that the team removes the anxiety from buying a home. The team listens closely to what you want, explains the mortgage process in plain terms, and answers questions without delay. Reviewers praise fast approvals (weeks from start), problem-solving on complex income or employment situations, and a broker who genuinely cares about the outcome. The team also handles refinancing and personal loans; repeat clients return for multiple dealings.
The team and the team handle complex financial situations with genuine care, staying ahead of problems and keeping clients informed at every turn. Reviewers across first-home purchases, refinances, and investment loans consistently note how the team removes stress from the process and secures outcomes others miss.
Last updated 2026-07-30