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Finance 365

Updated 2026-07-30 · 775 reviewed · 189 listed · Scored from 343 Google reviews · How we rank ›

4.9(343) 93 composite score See reviews on Google ✓ Google-verified
Loan AgencyFirst Home Buyer LoansReverse Mortgage & Seniors FinanceInvestment Property FinanceCar Finance And Loan CompanyCommercial & Business FinanceMortgage Lender
Finance 365
Services
Loan Agency, First Home Buyer Loans, Reverse Mortgage & Seniors Finance
Reviews
343

What recent reviews say

Finance 365 has earned trust across 343 reviews, with 97% five-star ratings. People consistently highlight fast responses, straightforward explanations, and staff who treat clients as long-term relationships rather than one-off deals. Brokers like Adam, the team, the team, the team, the team, and the team are named repeatedly for personal attention, whether guiding first-time buyers through their initial purchase or helping existing clients find better rates on refinances years later.

The business serves Perth across construction loans, first home purchases, property investment, refinancing, and small business finance. Reviewers value that staff hold their hand through each step, answer questions without pushiness, and follow up proactively to catch savings opportunities. Even when applications hit a snag, the team reportedly finds solutions fast.

Praised for
  • responsive communication and quick replies
  • knowledgeable, clear explanations of finance processes
  • smooth, stress-free experience from start to finish
  • long-term relationships and personal follow-up
  • team is approachable and genuinely cares about outcomes
responsive-communicationgot-loan-approvedfast-turnaroundknowledgeable-advicesmooth-settlementexplained-clearlyfollowed-up-after-settlementwent-above-and-beyond
Best for: first-time home buyers and existing clients seeking rate reviews over multiple years

Strengths

  • staff remember clients and follow up proactively on rate improvements
  • quick email and phone response times
  • plain-language explanations with no pressure
  • proven track record across multiple loan types and customer lifecycles

What reviews say by service

First Home Buyer Loans
Multiple first-time buyers praised clear guidance and approval support, including FHOG assistance
Refinancing Specialists
Clients value proactive outreach to find better rates; several refinanced multiple times with the same broker
Mortgage Lender
Consistent praise for transparency in explaining mortgage options and terms
Construction & Renovation Loans
One reviewer noted smooth process for construction finance alongside first home purchase

How it compares

  • Rated 4.9 against a 4.98 average across the 121 commercial & business finance businesses listed here.
  • Has more Google reviews than 99% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 94
Review volume 100
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
332
4
5
3
3
2
0
1
3

Common questions

How quickly do they respond to messages and calls?
Reviewers describe getting replies to emails and phone calls quickly, with one noting the broker 'gets back to you in an extremely timely manner.'
Can they help me refinance if I've already got a loan with them?
Yes; the business has clients who have refinanced multiple times over years. Staff follow up proactively to flag rate improvement opportunities.
What if my initial application gets declined?
One reviewer noted the team found an alternative lender and processed approval quickly when the first provider couldn't offer suitable terms.
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Last updated 2026-07-30