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Inca Mortgage Solutions - Amy Ferguson

Updated 2026-07-30 · 775 reviewed · 189 listed · Scored from 166 Google reviews · How we rank ›

5.0(166) 91 composite score See reviews on Google ✓ Google-verified Publishes prices
Investment Property FinanceCommercial & Business FinanceMortgage Lender
Inca Mortgage Solutions - Amy Ferguson
Services
Investment Property Finance, Commercial & Business Finance, Mortgage Lender
Reviews
166

What recent reviews say

Most first-home buyers and property investors report smooth transactions and clear guidance from start to finish. Staff follow up after settlement to renegotiate rates, which reviewers say sets them apart from competitors.

The $220 borrowing capacity assessment fee applies where the broker receives no bank commission. One reviewer felt this should be mentioned earlier. All other feedback focuses on responsive communication, knowledgeable navigation of complex situations, and willingness to simplify overwhelming processes.

Praised for
  • knowledgeable and clear communication
  • responsive and available
  • goes above and beyond
  • makes complex process simple
  • trustworthy and genuine care
Watch-outs
  • fees not clearly disclosed upfront
  • inflexible on refunds for non-commission cases
responsive-communicationgot-loan-approvedfast-turnaroundknowledgeable-advicesmooth-settlementwent-above-and-beyondexplained-clearlyfollowed-up-after-settlement
Best for: First-home buyers and investors new to property lending who value clear explanations.
Think twice if: The $220 assessment fee for non-commission cases may apply; ask upfront if it applies to your situation.

Strengths

  • Staff follow up every 6-8 months to renegotiate rates
  • Clear plain-language explanations of complex processes
  • Responsive to questions across different loan types
  • Handles unique borrowing situations

What reviews say by service

First Home Buyer Loans
Reviewers consistently report stress-free guidance and clear breakdowns from start to finish.
Investment Property Finance
Handled multiple investment property purchases and equity releases with smooth coordination and dedicated support.
Refinancing Specialists
Made refinancing feel straightforward; staff also proactively renegotiate rates after settlement.

How it compares

  • Rated 5 against a 4.99 average across the 70 investment property finance businesses listed here.
  • Has more Google reviews than 88% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 100
Review volume 97
Review recency 100
Review sentiment 70
Profile completeness 100
Verification 30

Rating breakdown

5
165
4
0
3
0
2
0
1
1

Common questions

Do you charge an upfront fee?
A $220 borrowing capacity assessment fee applies if the loan structure means no bank commission is earned. Ask whether this applies to your situation.
What happens after my loan settles?
The team reaches out every 6-8 months to review your home loan and renegotiate rates with the bank on your behalf.
Can you help coordinate a sale and purchase at the same time?
Yes; reviewers report the team coordinated timing and finance between sales and purchases to reduce stress.

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Last updated 2026-07-30