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LJ Mortgages & Finance

Updated 2026-07-30 · 775 reviewed · 189 listed · Scored from 68 Google reviews · How we rank ›

5.0(68) 87 composite score See reviews on Google ✓ Google-verified
Loan AgencyFirst Home Buyer LoansMortgage LenderInvestment Property FinanceSelf-Employed & Low-Doc FinanceCar Finance And Loan CompanyCommercial & Business FinanceRefinancing Specialists
LJ Mortgages & Finance
Services
Loan Agency, First Home Buyer Loans, Mortgage Lender
Reviews
68

What recent reviews say

LJ Mortgages handles loans with steady clarity and genuine attention. Every step from first contact through approval gets regular updates; complex structuring and low-doc cases get real problem-solving, not just template answers.

The team works across home loans, refinancing, investment property deals, and commercial finance on the Gold Coast and Perth. Reviewers consistently cite honesty, patience with paperwork, and willingness to find ways through difficult cases.

Praised for
  • responsive communication and regular updates
  • clear explanations of complex loan terms
  • efficient loan approval process
  • genuine care and honesty
  • went above and beyond to find solutions
responsive-communicationgot-loan-approvedfast-turnaroundknowledgeable-advicesmooth-settlementwent-above-and-beyondexplained-clearly
Best for: First home buyers and investors needing clarity on loan options and structures.

Strengths

  • Clear explanations of loan structures and options
  • Proactive problem-solving on difficult cases
  • Regular updates throughout the process
  • Honest and transparent approach

What reviews say by service

First Home Buyer Loans
Smooth process with clear explanations; reviewers felt supported through paperwork and decisions.
Investment Property Finance
Strong expertise in loan structuring and equity release to boost borrowing power.
Refinancing Specialists
Helped clients cash out equity and restructure loans in trust arrangements.
Self-Employed & Low-Doc Finance
The team low-doc and self-employed applications with genuine problem-solving.
Commercial & Business Finance
Offers commercial loans; limited review detail on specific commercial outcomes.
Car Finance And Loan Company
Car loans listed as a service; no specific review feedback on this product.

How it compares

  • Rated 5 against a 4.98 average across the 121 commercial & business finance businesses listed here.
  • Has more Google reviews than 65% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 100
Review volume 80
Review recency 100
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
68
4
0
3
0
2
0
1
0

Common questions

What areas do you cover?
Gold Coast and Perth. Their website lists 5% deposit home loans, first home buyer loans, self-employed finance, refinancing, car loans, and commercial loans.
How quickly does the approval process move?
Reviewers describe the process as efficient and smooth; you receive regular updates at each step. One recent reviewer noted approval happened after consistent communication.
Can you help if I'm self-employed or have complex income?
Yes. They list self-employed finance as a service, and reviewers confirm they handle difficult cases with genuine problem-solving rather than turning people away.

Similar mortgage brokers nearby

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Cleverly Finance

5.0(23)✓ Google-verified

The team at Cleverly Finance consistently delivers fast, clear guidance through home loans and investment property finance. Customers repeatedly mention her responsiveness, willingness to explain complex options in plain terms, and ability to find competitive rates even in difficult cases. Many note she stays available outside business hours and follows up persistently with lenders until issues resolve. Settlement processes run smoothly with minimal back-and-forth, and she takes time to understand each customer's unique situation before recommending a solution. For first-home buyers especially, her hands-on approach reduces the overwhelm of a major financial decision. Clients across Perth and interstate also praise her investment property expertise and her team's careful application preparation. No complaints emerge in the reviews provided. The only minor note is that all feedback comes through five-star ratings, which limits evidence of any real-world friction points.

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All 12 reviews are five-star. Customers repeatedly say staff made home buying and refinancing straightforward and stress-free. Staff keep people informed, answer questions thoroughly, and go extra lengths to close deals on time.

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Resolve Finance - Victoria Park
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Resolve Finance - Victoria Park

5.0(50)✓ Google-verified

Darren at Resolve Finance has built a track record of overturning rejected applications and guiding first-time buyers through complex mortgages with patience and clarity. Clients praise his availability (including WhatsApp outside hours), thorough explanations, and willingness to handle problems quickly and at no extra cost. Repeat customers return for refinancing, investment property loans, and construction financing. The team keeps buyers updated throughout, answers endless questions without complaint, and handles settlement faster than expected. This broker prioritizes making finance feel manageable rather than daunting.

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Last updated 2026-07-30