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Mortgage Choice - Richard De Mello

Updated 2026-07-30 · 775 reviewed · 189 listed · Scored from 84 Google reviews · How we rank ›

5.0(84) 88 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansMortgage LenderCar Finance And Loan CompanyCommercial & Business Finance
Services
First Home Buyer Loans, Mortgage Lender, Car Finance And Loan Company
Reviews
84

What recent reviews say

Over 15 years, Richard builds long-term client relationships through constant availability and straightforward guidance. First-time buyers and refinancers consistently praise his patient explanations, willingness to field late-night calls, and drive to find the right loan product rather than just any option.

When situations become complex, he advocates hard on the client's side and follows up after settlement. Clients describe him as trustworthy, caring, and genuinely committed to reducing the stress that comes with major financial decisions.

Praised for
  • always available and responsive
  • clear explanations and honest advice
  • went above and beyond for clients
  • knowledgeable and experienced
  • made stressful process easy and stress-free
responsive-communicationgot-loan-approvedfast-turnaroundknowledgeable-advicesmooth-settlementwent-above-and-beyondexplained-clearlyfollowed-up-after-settlement
Best for: First-time home buyers and nervous applicants needing patient guidance through complex applications.

Strengths

  • 24/7 availability and responsiveness
  • 15+ years consistent, long-term client relationships
  • advocates hard for best loan outcome
  • patience and clear guidance for first-time buyers

What reviews say by service

First Home Buyer Loans
Guides nervous first-time buyers through complex applications with patient explanations and day-night availability.
Mortgage Lender
Advocates for best loan options and negotiates with banks on client behalf.
Refinancing Specialists
Handles refinancing with clear explanations of each step and follows up after settlement.
Commercial & Business Finance
The team commercial property purchases and builds with extensive knowledge and stress-free process.

How it compares

  • Rated 5 against a 4.98 average across the 121 commercial & business finance businesses listed here.
  • Has more Google reviews than 71% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 100
Review volume 84
Review recency 100
Review sentiment 81
Profile completeness 75
Verification 30

Rating breakdown

5
84
4
0
3
0
2
0
1
0

Common questions

Is Richard available outside normal business hours?
Yes. Clients regularly report that he takes late-night calls and texts and replies to concerns even after hours.
Can Richard help with complex loan applications?
Yes. Multiple clients with complex situations, family circumstances, or nervous first-time buyer status report that Richard is eager and well-informed to assist.
Does Richard help after the loan completes?
Yes. At least one client reports he followed up with the bank to help obtain a refund after purchase completion.

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Last updated 2026-07-30