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Mortgage Express - Michelle Mule

Updated 2026-07-30 · 775 reviewed · 189 listed · Scored from 36 Google reviews · How we rank ›

5.0(36) 88 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansMortgage Lender
Mortgage Express - Michelle Mule
Services
First Home Buyer Loans, Mortgage Lender
Reviews
36

What recent reviews say

Michelle works through complex loan situations methodically, available by phone and email at odd hours to keep deals moving. First-home buyers mention her patience in explaining options and her ability to find solutions when their circumstances were difficult or timing tight; repeat customers came back for refinancing and felt fully supported from start to finish.

Her strength lies in treating clients as individuals, understanding long-term financial goals, and removing confusion from a process most people find stressful. Reviewers repeatedly describe feeling like her only client and having genuine confidence in her knowledge and character.

Praised for
  • goes above and beyond
  • clear communication and explanation
  • responsive and always available
  • stress-free and supportive process
  • knowledgeable and professional
responsive-communicationgot-loan-approvedknowledgeable-advicesmooth-settlementwent-above-and-beyondexplained-clearlyfollowed-up-after-settlement
Best for: First-home buyers and families navigating the property market during volatile times.

Strengths

  • Available after hours and highly responsive
  • Simplifies complex financial situations for first-home buyers
  • Treats clients' long-term goals as priority
  • Track record of saving clients money on refinancing

What reviews say by service

First Home Buyer Loans
Reviewers praise her patience, clear explanations, and persistence in solving non-straightforward situations for first-time buyers, even when offers were made before pre-approval.
Mortgage Lender
Customers describe a stress-free process with excellent communication, availability, and knowledgeable guidance through home loans and refinancing.

How it compares

  • Rated 5 against a 4.98 average across the 137 first home buyer loans businesses listed here.
  • Has more Google reviews than 38% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 68
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
36
4
0
3
0
2
0
1
0

Common questions

Is Michelle available outside normal business hours?
Yes. Reviewers describe her making phone calls after hours, sending early morning emails, and being available to discuss questions at all hours to keep transactions moving.
Can Michelle help if my situation is complex or non-standard?
Yes. Reviewers mention her finding solutions for non-straightforward circumstances, including first-time buyers who made offers before pre-approval and clients navigating bridging finance.
Does Michelle offer refinancing?
Yes. Multiple reviewers say they used her for refinancing and saved money as a result. She also offers investment loans, business finance, and car buying services.

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Over two years working with this broker consistently bring the same result: clients buy homes and refinance with lower stress and competitive rates. Nicole handles first-time buyers, investors, and refinancers alike, answering questions before they're asked and fighting lenders for better terms on behalf of clients. The team claims over 20 years in finance and serves Mandurah to Two Rocks across Perth suburbs. They're MFAA accredited and work on car loans, debt consolidation, and commercial lending too, though reviews centre on home and investment property lending.

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Last updated 2026-07-30