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Optimum Finance WA

Updated 2026-07-30 · 775 reviewed · 189 listed · Scored from 33 Google reviews · How we rank ›

5.0(33) 84 composite score See reviews on Google ✓ Google-verified
Loan AgencyReverse Mortgage & Seniors FinanceInvestment Property FinanceCar Finance And Loan CompanyFirst Home Buyer LoansMortgage Lender
Optimum Finance WA
Services
Loan Agency, Reverse Mortgage & Seniors Finance, Investment Property Finance
Reviews
33

What recent reviews say

Every reviewer praises the speed and clarity of the team's service. First-time buyers, refinancers, and investment buyers all mention feeling supported throughout, with particular note of follow-up care after contracts are signed. The broker consistently sources multiple options and delivers results without hidden stress.

Their website claims over 20 years of experience across home loans, investment property finance, refinancing, car loans, and pre-approval. Hold Australian Credit Licence 500942 and operate from Perth, Western Australia.

Praised for
  • responsive and quick to answer
  • knowledgeable and professional
  • explains clearly at every step
  • goes above and beyond for clients
  • checks in after settlement
  • made process smooth and stress-free
responsive-communicationgot-loan-approvedfast-turnaroundknowledgeable-advicesmooth-settlementwent-above-and-beyondexplained-clearlyfollowed-up-after-settlement
Best for: First-time buyers and refinancers who value clear communication and post-settlement follow-up care.

Strengths

  • Fast approvals and quick responses
  • Clear explanation throughout the process
  • Ongoing support after settlement
  • Multi-option sourcing to find best rates

What reviews say by service

First Home Buyer Loans
Multiple reviewers note smooth, fast approval for first home purchases with clear guidance throughout.
Refinancing Specialists
Refinancing clients report quick help finding better options that freed up money in their accounts.
Investment Property Finance
Helped clients source loans for buying investment properties with careful consideration of options.
Mortgage Lender
Consistently praised for fast approvals and clear communication on home loan terms.
Car Finance And Loan Company
Car loans listed as a service but no specific review comments on this service.
Loan Agency
Acts as intermediary sourcing multiple loan options and providing financial advice beyond the basic loan.

How it compares

  • Rated 5 against a 4.98 average across the 72 loan agency businesses listed here.
  • Has more Google reviews than 35% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 66
Review recency 92
Review sentiment 82
Profile completeness 75
Verification 30

Rating breakdown

5
33
4
0
3
0
2
0
1
0

Common questions

Do you help first-time home buyers?
Yes. Reviewers mention fast approvals for first-home purchases with clear step-by-step guidance and options explained at each stage.
Can I refinance an existing home loan with you?
Yes. Multiple clients have refinanced with them, sourcing better rate options that freed up money in their accounts.
What happens after my loan is approved?
The broker checks in after settlement to make sure you are settled and answer any questions that come up.
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Last updated 2026-07-30