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Otis Finance

Updated 2026-07-30 · 775 reviewed · 189 listed · Scored from 26 Google reviews · How we rank ›

5.0(26) 87 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansMortgage LenderCar Finance And Loan Company
Otis Finance
Services
First Home Buyer Loans, Mortgage Lender, Car Finance And Loan Company
Reviews
26

What recent reviews say

From start to finish, reviewers found the team patient, responsive, and willing to dig into difficult circumstances. They consistently praised how staff explained complex finance in plain terms, handled rushed settlements, and showed up outside business hours. First-time buyers and self-employed borrowers especially noted how the team reduced confusion and delivered results when other lenders said no.

Praised for
  • patient and thorough explanation of loan terms
  • responsive and quick communication
  • went above and beyond
  • handled complex situations well
responsive-communicationgot-loan-approvedfast-turnaroundknowledgeable-advicesmooth-settlementwent-above-and-beyondexplained-clearlyfollowed-up-after-settlement
Best for: First-time buyers and self-employed borrowers seeking patient guidance through complex loan scenarios.

Strengths

  • staff explain complex finance clearly
  • respond quickly and outside standard hours
  • solve unconventional lending situations
  • high staff consistency and professionalism

What reviews say by service

First Home Buyer Loans
Team breaks down complex terms, handles unconventional situations, and delivers results when major banks decline.
Refinancing Specialists
Staff do heavy lifting, communicate well, and handle rushed settlements without stress.
Mortgage Lender
Consistently fast to respond, available outside hours, and produce smooth, stress-free processes.

How it compares

  • Rated 5 against a 4.98 average across the 137 first home buyer loans businesses listed here.
  • Has more Google reviews than 32% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 99
Review volume 62
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
26
4
0
3
0
2
0
1
0

Common questions

Can Otis Finance help if my bank declined my loan application?
Yes. Reviews show the team actively works to understand non-standard circumstances and has helped self-employed and complex applicants get approved when major banks said no.
How quickly can Otis Finance arrange a refinance?
The team has handled rushed refinances under tight deadlines. Staff are available outside standard business hours to meet pressing timelines.
Does Otis Finance serve first-time buyers with complex situations?
Yes. Multiple first-time buyers praise the team for breaking down construction and land finance into plain language and guiding them through unconventional lending scenarios.

Similar mortgage brokers nearby

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All 18 reviewers gave five stars, praising the broker for making mortgage and refinancing straightforward and stress-free. Customers highlighted prompt communication, patience through the process, and genuinely personalized advice that found them competitive rates.

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Mortgage Choice broker - Michael White
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Mortgage Choice broker - Michael White

5.0(22)✓ Google-verified

Michael White at Mortgage Choice Subiaco earns consistent praise for making home finance straightforward. Reviewers highlight his deep knowledge, clear explanations, fast turnarounds, and genuine willingness to handle complications. First-time buyers and refinancers alike report feeling supported throughout, never rushed or confused.

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Mortgage Choice - Subiaco
69 low data

Mortgage Choice - Subiaco

5.0(17)✓ Google-verified

All 17 Google reviews are five-star. Customers consistently praise staff for managing complex applications (self-employed income, cross-securitised properties, construction loans) with calm professionalism. Brokers explained options clearly, followed up promptly, and remained available even outside business hours.

First Home Buyer LoansMortgage LenderCar Finance And Loan Company

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Last updated 2026-07-30