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The Perth Mortgage Specialist

Updated 2026-07-30 · 775 reviewed · 189 listed · Scored from 105 Google reviews · How we rank ›

5.0(105) 92 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansInvestment Property FinanceCommercial & Business FinanceMortgage LenderCar Finance And Loan Company
The Perth Mortgage Specialist
Services
First Home Buyer Loans, Investment Property Finance, Commercial & Business Finance
Reviews
105

What recent reviews say

Reviewers consistently describe rapid, transparent handling of loan applications with particular praise for clear explanations of options and genuine care throughout complex processes. The team secured approvals swiftly (one week mentioned), managed bridging finance and refinancing, and retained clients across multiple property transactions.

Praised for
  • responsive communication and quick replies
  • clear explanations of loan options
  • went above and beyond to achieve results
  • smooth, stress-free process
  • knowledgeable and professional team
responsive-communicationgot-loan-approvedfast-turnaroundknowledgeable-advicesmooth-settlementwent-above-and-beyondexplained-clearlyfollowed-up-after-settlement
Best for: First home buyers and property investors seeking clear guidance and quick approvals on complex loans.

Strengths

  • fast loan approvals (one week reported)
  • handles complex scenarios like bridging finance reapplication
  • transparent advice on loan options and scenarios
  • available and contactable throughout process

What reviews say by service

First Home Buyer Loans
Team explained process in detail; reviewers felt supported and ended with the right loan for their situation.
Investment Property Finance
Helped clients acquire first investment property and saved thousands through refinancing advice.
Refinancing Specialists
Provided clear advice on refinancing options; one reviewer saved thousands compared to previous broker.
Mortgage Lender
The team approvals quickly including complex bridging finance; handled reapplication smoothly.
Commercial & Business Finance
Limited evidence in reviews; business offers the service but specific client outcomes not detailed.

How it compares

  • Rated 5 against a 4.98 average across the 121 commercial & business finance businesses listed here.
  • Has more Google reviews than 76% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 100
Review volume 88
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
104
4
0
3
0
2
0
1
1

Common questions

How quickly can they arrange a home loan?
One reviewer reported bridging finance approval in one week; pre-approvals were secured quickly in other cases.
Do they help first-time home buyers?
Yes. Reviewers noted the team explained the process in detail, answered questions throughout, and made the experience fuss-free for first-time buyers.
Can they help with refinancing?
Yes. Multiple reviewers used them to refinance existing loans and reported saving thousands of dollars compared to their previous arrangement.

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Across nearly 150 reviews, clients consistently praise staff for deep mortgage knowledge, clear communication, and quick approvals. Many return for refinances or second purchases, citing zero surprises and dependable follow-through from initial contact through settlement, even across state borders. Services span first-home purchases, refinancing, investment property loans, and commercial lending. Reviewers highlight that complex processes feel manageable, timelines are met without chasing, and staff explain options tailored to each client's situation rather than pushing a single path.

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Ocean Edge Finance
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Ocean Edge Finance

5.0(85)✓ Google-verified

Over six years and counting, clients return to Ocean Edge Finance because the team answers questions in hours, not days, and steers them through refinancing and home loans with genuine patience. Whether you're a first-home buyer moving from overseas or a business owner juggling refinance complexity, staff explain each step clearly and push loan approvals across the line fast, often in days rather than weeks. Their service extends across home and investment loans, commercial finance, and personal debt restructuring. Two named brokers appear repeatedly in recent praise: one client has dealt with the same advisor for four to five years. The business holds Australian Credit the team 389328 and MFAA membership.

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Empowered Finance
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Empowered Finance

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All 15 reviews award five stars. Reviewers consistently credit the team for turning home buying and refinancing into low-stress, well-explained processes. First-home buyers particularly note how Matt answers questions without judgment and updates clients at each milestone, while repeat customers praise rate-shopping skill and care that extends beyond closing.

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Last updated 2026-07-30