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Total Choice Home Loans

Updated 2026-07-30 · 775 reviewed · 189 listed · Scored from 91 Google reviews · How we rank ›

5.0(91) 91 composite score See reviews on Google ✓ Google-verified
First Home Buyer LoansMortgage LenderLoan AgencyCar Finance And Loan CompanyCommercial & Business Finance
Total Choice Home Loans
Services
First Home Buyer Loans, Mortgage Lender, Loan Agency
Reviews
91

What recent reviews say

Across 17 reviews, clients consistently report fast responses and clear explanations that made borrowing feel less daunting. The team and the team are named repeatedly for steering first-home buyers and investors through complicated applications, reworking strategies when needed, and connecting clients with settlement agents to keep deals on track.

The team handles repeat clients returning after years and manages applications involving sole traders, remote buyers, and property investments. No complaints appear in the recent record, though the volume of five-star reviews and named individuals suggests this is the business's core strength.

Praised for
  • responsive and quick communication
  • knowledgeable advice and guidance
  • went above and beyond for clients
  • handled complex situations professionally
responsive-communicationgot-loan-approvedknowledgeable-advicesmooth-settlementwent-above-and-beyondexplained-clearlyfollowed-up-after-settlement
Best for: First-home buyers, sole traders, property investors, and clients needing hands-on guidance through complex applications.
Think twice if: No significant caveats emerge from the review evidence.

Strengths

  • fast loan approval and settlement
  • specialist support for first-home buyers and sole traders
  • long-term client relationships spanning years
  • hands-on communication through each stage

What reviews say by service

First Home Buyer Loans
sole traders and remote buyers report loans secured despite complexity; described as less stressful than expected
Investment Property Finance
investment property applications managed professionally with on-time settlement; clients return for repeat purchases
Refinancing Specialists
refinancing described as straightforward; clients mention using the team for this service alongside new purchases
Mortgage Lender
consistently fast approval and settlement; clients praise communication and efficiency throughout process
Commercial & Business Finance
sole trader first-home buyers report successful loan outcomes; strategy reworked when roadblocks occurred

How it compares

  • Rated 5 against a 4.98 average across the 121 commercial & business finance businesses listed here.
  • Has more Google reviews than 73% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 100
Review volume 85
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
90
4
0
3
0
2
0
1
1

Common questions

Can you help if I'm a sole trader or self-employed?
Yes. A sole trader first-home buyer reported the team secured a home loan and reworked strategy when obstacles arose.
How quickly do you typically settle loans?
Clients repeatedly describe the team as securing finance quickly and reaching settlement on time with no issues.
Do you work with buyers outside the Fremantle area?
Yes. A client based 'over east' (interstate) reported successful home loan completion with full communication and professionalism.

Similar mortgage brokers nearby

BH Brown Mortgage Brokers
95

BH Brown Mortgage Brokers

5.0(317)✓ Google-verified

The team and the team deliver consistent speed and clarity across home loans, refinancing, investment property mortgages, and loan consolidation. Clients repeatedly note they feel their interests come first, with problems resolved before they escalate and complex situations simplified through steady communication. The team-approval achieved a year ahead of settlement. Multi-loan consolidations completed without stress. Refinancing outcomes saved clients substantial money and freed offset funds. Staff stayed accessible throughout, kept applications moving, and worked around unusual circumstances without hesitation.

First Home Buyer LoansMortgage LenderCar Finance And Loan Company
Mortgage Choice in Fremantle - John Vodanovic
89

Mortgage Choice in Fremantle - John Vodanovic

5.0(44)✓ Google-verified

John Vodanovic handles challenging mortgages with patience and detail, earning clients who return across multiple property purchases. First-time buyers consistently praise his clear explanations and constant availability throughout pre-approval and settlement.

First Home Buyer LoansMortgage LenderCommercial & Business Finance
5 Star Finance
86

5 Star Finance

5.0(56)✓ Google-verified

Reviewers describe a straightforward, supportive mortgage experience where staff answer questions thoroughly and keep them in the loop at every step. First-time buyers, refinancers, and repeat clients all note fast approvals, competitive rates, and staff who catch mistakes before they cost time or money. The business handles home loans, refinancing, and investment property finance across Perth. Staff are named repeatedly in reviews-consistently praised for patience, professionalism, and proactive follow-up even during holidays. No complaints appear in the review record.

Investment Property FinanceFirst Home Buyer LoansCar Finance And Loan Company

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Last updated 2026-07-30