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Borrowing power calculator

Estimate how much you may be able to borrow based on your income, debts and household situation. Lenders use similar inputs but each lender's formula differs.

Estimated borrowing power
A$ 485,000 - 595,000

This range shows a rough borrowing limit; your actual limit depends on the lender's full assessment.

Turn your estimate into a real consultation

Local price context: based on 18 price points from reviews and provider websites across this directory. Recorded prices span jobs of very different sizes, so compare quotes for your exact project.

Turn your estimate into a real consultation

Your calculator inputs and estimate will be included with your enquiry. Just add your area, timeline, and contact details to connect with a broker.

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By sending this enquiry, you agree it will be shared with mortgage broker and lender contacts relevant to your needs.

When you submit a quote or contact form, your enquiry may be passed to partner providers who can do the work, and we may receive a referral fee. Our rankings and scores are based on our published scoring method only and are not affected by referral fees.

Get quotes from top-rated mortgage brokers

Ranked by our published rubric from recent Google reviews, weighted by relevance to this service (the same order as the category page).

  1. Get a quote
  2. Get a quote
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  4. Tusk Finance
    5.0(338) 95
    Get a quote
  5. Get a quote

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Last updated 2026-07-30