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FI Collective

Updated 2026-07-30 · 775 reviewed · 189 listed · Scored from 236 Google reviews · How we rank ›

5.0(236) 94 composite score See reviews on Google ✓ Google-verified
Investment Property FinanceCommercial & Business FinanceMortgage Lender
FI Collective
Services
Investment Property Finance, Commercial & Business Finance, Mortgage Lender
Reviews
236

What recent reviews say

First-time buyers and investors consistently report that staff walk them through every decision without jargon or rush. The team and the team handle multiple loan types (first home, refinancing, investment) and often resolve bank delays before settlement, sometimes adding personal touches like congratulations gifts.

The team provides written explanations, property reports for offer planning, and stays available between applications changes. Reviewers felt supported through their biggest financial decisions, not just processed through them.

Praised for
  • responsive, detailed communication
  • staff go above and beyond
  • made complex process simple
  • genuine care for clients
responsive-communicationgot-loan-approvedsmooth-settlementknowledgeable-adviceexplained-clearlywent-above-and-beyondfast-turnaround
Best for: First home buyers and investors who want staff to explain every step and adapt if plans change

Strengths

  • Explains options clearly to first-time buyers
  • Handles refinancing and investment loans
  • Resolves bank admin delays proactively
  • Fast, detailed communication

What reviews say by service

First Home Buyer Loans
Reviewers praise clear explanations and patience through the unfamiliar process of their first purchase.
Investment Property Finance
Successfully helped clients refinance and secure better rates; provided property reports for offer planning.
Refinancing Specialists
Sourced better deals, managed lender transitions smoothly, and resolved bank delays before settlement.

How it compares

  • Rated 5 against a 4.99 average across the 70 investment property finance businesses listed here.
  • Has more Google reviews than 94% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 100
Review volume 100
Review recency 100
Review sentiment 80
Profile completeness 100
Verification 30

Rating breakdown

5
235
4
1
3
0
2
0
1
0

Common questions

Can I get help as a first home buyer with little experience?
Yes. Reviewers say staff explain the process thoroughly, answer all questions, and provide written detail so buyers understand each step before deciding.
What happens if my plans change during the loan process?
Staff are willing to update applications and adapt to changing circumstances without complaint, as one reviewer changed property plans multiple times and was supported throughout.
Will I get updates during the process?
Yes. Reviewers report detailed, prompt communication and staff staying one step ahead of what needs doing next.

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Fast, professional service with genuine care for clients' outcomes. Team listens to goals, explains options clearly, and stays in touch with market insights and refinancing ideas after settlement.

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Most first-home buyers and property investors report smooth transactions and clear guidance from start to finish. Staff follow up after settlement to renegotiate rates, which reviewers say sets them apart from competitors. The $220 borrowing capacity assessment fee applies where the broker receives no bank commission. One reviewer felt this should be mentioned earlier. All other feedback focuses on responsive communication, knowledgeable navigation of complex situations, and willingness to simplify overwhelming processes.

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Last updated 2026-07-30