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Strategic Mortgages Perth

Updated 2026-07-30 · 775 reviewed · 189 listed · Scored from 56 Google reviews · How we rank ›

4.9(56) 89 composite score See reviews on Google ✓ Google-verified
Loan AgencyInvestment Property FinanceFirst Home Buyer LoansSelf-Employed & Low-Doc FinanceMortgage Lender
Strategic Mortgages Perth
Services
Loan Agency, Investment Property Finance, First Home Buyer Loans
Reviews
56

What recent reviews say

The team, Richard, and the team consistently deliver fast turnarounds and clear explanations across home purchases, refinancing, and investment finance. Clients praise their knowledge of lending options, ability to secure competitive rates, and willingness to tackle complex situations without pushing timelines.

The team handles settlement in-house and follows through promptly. First-time buyers highlight their responsiveness during market pressure. Repeat clients return across property portfolios. One isolated poor-service report stands out against 55 five-star reviews.

Praised for
  • knowledgeable-advisors
  • responsive-communication
  • found-competitive-rates
  • smooth-end-to-end-process
  • went-above-and-beyond
responsive-communicationgot-loan-approvedfast-turnaroundcompetitive-ratesfound-best-rateknowledgeable-advicesmooth-settlementwent-above-and-beyondexplained-clearlyfollowed-up-after-settlement
Best for: First-time buyers and property investors seeking responsive brokers who explain options plainly and secure competitive rates quickly.
Think twice if: Limited evidence of issues, though one outlier complaint suggests checking recent references if experience matters to you.

Strengths

  • team-knows-lenders-and-products
  • settlement-handled-in-house
  • clear-explanations-under-pressure
  • consistent-follow-up-and-availability

What reviews say by service

First Home Buyer Loans
Responsive and clear guidance through market pressure; reviewers report fast funding and stress-free process.
Investment Property Finance
Compared options across multiple properties; clients secured competitive rates on investment purchases.
Refinancing Specialists
Fast refinance turnaround; team explained details and answered questions thoroughly.

How it compares

  • Rated 4.9 against a 4.98 average across the 72 loan agency businesses listed here.
  • Has more Google reviews than 53% of the businesses in this directory.

How we scored this

Scoring Method
Star rating 95
Review volume 76
Review recency 100
Review sentiment 81
Profile completeness 100
Verification 30

Rating breakdown

5
55
4
0
3
0
2
0
1
1

Common questions

Do you compare rates across multiple lenders?
Yes. Reviews describe the team comparing multiple lenders to ensure clients get the best loan structure and rate for their situation.
How long does the lending process typically take?
Reviewers report fast turnarounds and funding in record time, especially for straightforward cases. One first-time buyer described getting into their home 'before I knew it' in a hot market.
Do you handle settlement?
Yes. The team provides mortgage settlement services in-house, which reviewers describe as making the whole process 'fast and seamless'.

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Diversifi
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Diversifi

5.0(136)✓ Google-verified

Nearly every reviewer credits staff with turning the mortgage journey from daunting into manageable through clear explanations and constant updates. First home buyers repeatedly note feeling supported through an unfamiliar process, while repeat clients praise rapid responses and restructuring help tailored to complex situations. One recent complaint stands out starkly: a seventh-time property buyer felt let down across multiple fronts, received contradictory emails, and had their matter closed without resolution. The contrast between the overwhelming majority experience and this isolated case is stark enough to merit caution.

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5.0(72)✓ Google-verified

All 72 reviews are five-star; every reviewer names the team as the broker who made their loan process straightforward and quick. People consistently mention his speed (unconditional approval in under a week), clear communication, and willingness to guide them through complexity, whether first-home purchase, refinance, or investment loan.

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Last updated 2026-07-30